{"id":376,"date":"2019-06-07T16:54:16","date_gmt":"2019-06-07T15:54:16","guid":{"rendered":"http:\/\/radim.martynek.cz\/?p=376"},"modified":"2023-06-11T13:48:16","modified_gmt":"2023-06-11T12:48:16","slug":"jak-nefunguje-ceska-pojistovna","status":"publish","type":"post","link":"https:\/\/radim.martynek.cz\/?p=376","title":{"rendered":"Jak (ne)funguj\u00ed poji\u0161\u0165ovny?"},"content":{"rendered":"<h2 style=\"text-align: center;\">C\u00edlem obchodn\u00edk\u016f je dostat pen\u00edze do poji\u0161\u0165ovny&#8230;<br \/>\n&#8230; c\u00edlem likvid\u00e1tor\u016f je pen\u00edze v n\u00ed udr\u017eet.<\/h2>\n<p><strong>Dne 21.12.2015<\/strong> zp\u016fsobil klient \u010cesk\u00e9 poji\u0161\u0165ovny \u0161kodu, kdy\u017e sv\u00fdm vozem nacouval do m\u00e9ho zaparkovan\u00e9ho auta, po\u0161kodil jej, vystoupil, \u0161kodu omrknul, nasedl a z m\u00edsta nehody ujel. D\u00edky kamerov\u00e9mu syst\u00e9mu byl odhalen, Polici\u00ed \u010cesk\u00e9 republiky kontaktov\u00e1n, na\u010de\u017e se k nehod\u011b p\u0159iznal, dodate\u010dn\u011b sepsal nehodov\u00fd formul\u00e1\u0159, kter\u00fd jsme oba stvrdili podpisy, a v\u0161e nahl\u00e1sil poji\u0161\u0165ovn\u011b.<\/p>\n<p><strong>Dne 22.02.2016<\/strong> poji\u0161\u0165ovna tvrd\u00ed, \u017ee nehoda se nestala popsan\u00fdm zp\u016fsobem.<br \/>\n<strong>Dne 11.03.2016<\/strong> m\u011b majitel vozu (rodinn\u00fd p\u0159\u00edslu\u0161n\u00edk \u0159idi\u010de, kter\u00fd \u0161kodu zp\u016fsobil) informuje, \u017ee video nahr\u00e1vku z pr\u016fb\u011bhu vzniku \u0161kody p\u0159edal \u010cesk\u00e9 poji\u0161\u0165ovn\u011b.<br \/>\n<strong>Dne 26.04.2016<\/strong> zamet\u00e1 policie v\u0161e pod koberec, kdy\u017e vyd\u00e1v\u00e1 stanovisko, \u017ee \u0159idi\u010d nebyl zji\u0161t\u011bn. Zvl\u00e1\u0161tn\u00ed ale je, \u017ee on se d\u00e1vno k \u010dinu doznal.<\/p>\n<p>N\u00e1sledovalo ro\u010dn\u00ed kole\u010dko mezi Polici\u00ed \u010cR, dopravn\u00edmi inspektor\u00e1ty, M\u011bstskou polici\u00ed St\u0159\u00edbro, kter\u00e1 z\u00e1znam po\u0159\u00eddila a p\u0159edala, starcem-\u0159idi\u010dem, jeho synem a poji\u0161\u0165ovnou&#8230; a i po roce poji\u0161\u0165ovna tvrd\u00ed, \u017ee nehoda se nestala.<\/p>\n<p><strong>Dne 06.03.2017<\/strong> mi Policie \u010cR pos\u00edl\u00e1 vyrozum\u011bn\u00ed, \u017ee st\u00ed\u017enost na postup policist\u016f byla d\u016fvodn\u00e1, a omlouv\u00e1 se.<\/p>\n<p>V <strong>roce 2017<\/strong> oslovil \u010ceskou poji\u0161\u0165ovnu m\u016fj pr\u00e1vn\u00ed z\u00e1stupce a &#8230; n\u00e1hle &#8230; poji\u0161\u0165ovna p\u0159iznala, \u017ee nehoda se stala popsan\u00fdm zp\u016fsobem. <strong>Dne 12.07.2017,<\/strong> <strong>tj. 18 m\u011bs\u00edc\u016f od nahl\u00e1\u0161en\u00ed \u0161kody,<\/strong> m\u011bn\u00ed \u010cesk\u00e1 poji\u0161\u0165ovna postoj, p\u0159izn\u00e1v\u00e1, \u017ee <strong>\u0161koda vznikla popsan\u00fdm zp\u016fsobem<\/strong> a n\u00e1hradu \u0161kody, zp\u016fsobenou jej\u00edm klientem, vypl\u00e1c\u00ed.<\/p>\n<p><strong>Ponau\u010den\u00ed:<\/strong> V t\u00e9to zemi si bez pr\u00e1vn\u00edka z\u0159ejm\u011b ani neprdnete :-) Je to smutn\u00e9, ale je to tak. Poh\u00e1dky o tom, jak \u010cesk\u00e1 poji\u0161\u0165ovna propl\u00e1c\u00ed do 5 dn\u00ed v\u011bt\u0161inu \u0161kod, jsou jen marketingov\u00e9 hry, kter\u00e9 v\u00e1s maj\u00ed zl\u00e1kat!<\/p>\n<p>A ani <strong>AXA poji\u0161\u0165ovna<\/strong> na tom nen\u00ed l\u00e9pe:<\/p>\n<p>V roce 2023 jsme si objedn\u00e1vali poji\u0161t\u011bn\u00ed pro p\u0159\u00edpad storna cesty na Bali, kdy jsme jako prim\u00e1rn\u00ed d\u016fvod po\u017eadovali ochranu pro p\u0159\u00edpad onemocn\u011bn\u00ed covidem, ale sou\u010d\u00e1st\u00ed podm\u00ednek bylo storno pro p\u0159\u00edpad \u00farazu a\/nebo hospitalizace. Pojistil jsem 10\u010dlennou skupinu p\u0159\u00e1tel a statisticky 1 z 10 v\u00e1\u017en\u011b neodlet\u011bl kv\u016fli \u00farazu. Kv\u016fli zlomen\u00e9 ruce, hospitalizaci a okam\u017eit\u00e9 operaci po\u017e\u00e1dala kamar\u00e1dka poji\u0161\u0165ovnu o uhrazen\u00ed letenky. AXA reagovala promptn\u011b zam\u00edtav\u00fdm stanoviskem, p\u0159esto\u017ee pr\u00e1v\u011b pro tyto \u00fa\u010dely jsme byli poji\u0161t\u011bni. <strong>Tak\u017ee AXA nikdy v\u00edce!\u00a0<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>C\u00edlem obchodn\u00edk\u016f je dostat pen\u00edze do poji\u0161\u0165ovny&#8230; &#8230; c\u00edlem likvid\u00e1tor\u016f je pen\u00edze v n\u00ed udr\u017eet. Dne 21.12.2015 zp\u016fsobil klient \u010cesk\u00e9 poji\u0161\u0165ovny \u0161kodu, kdy\u017e sv\u00fdm vozem nacouval do m\u00e9ho zaparkovan\u00e9ho auta, po\u0161kodil jej, vystoupil, \u0161kodu omrknul, nasedl a z m\u00edsta nehody ujel. D\u00edky kamerov\u00e9mu syst\u00e9mu byl odhalen, Polici\u00ed \u010cesk\u00e9 republiky kontaktov\u00e1n, na\u010de\u017e se k nehod\u011b p\u0159iznal,&#8230;<\/p>\n","protected":false},"author":10,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-376","post","type-post","status-publish","format-standard","hentry","category-ze-zivota"],"_links":{"self":[{"href":"https:\/\/radim.martynek.cz\/index.php?rest_route=\/wp\/v2\/posts\/376","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/radim.martynek.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/radim.martynek.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/radim.martynek.cz\/index.php?rest_route=\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/radim.martynek.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=376"}],"version-history":[{"count":5,"href":"https:\/\/radim.martynek.cz\/index.php?rest_route=\/wp\/v2\/posts\/376\/revisions"}],"predecessor-version":[{"id":1807,"href":"https:\/\/radim.martynek.cz\/index.php?rest_route=\/wp\/v2\/posts\/376\/revisions\/1807"}],"wp:attachment":[{"href":"https:\/\/radim.martynek.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=376"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/radim.martynek.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=376"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/radim.martynek.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=376"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}